Independent Living and Continuing Care Retirement Community Guide

Continuous care retirement communities (CCRCs) offer seniors long-term contracts that guarantee lifelong shelter and access to specified health care services. In return, residents usually pay a lump-sum entrance fee and regular monthly payments. CCRC residents enjoy an independent lifestyle with the knowledge that if they become sick or have additional personal care needs, they can remain there and their needs will continue to be met. There are requirements for admission to CCRCs. Generally, residents who move into CCRCs are independent and are able to take care of themselves.

Independent living communities are residential communities for active older adults who want an enjoyable lifestyle free of the worries and trouble of home maintenance. Many independent living communities provide a full range of activities that promote social opportunities among residents such as shopping trips, cultural event outings, educational programs and organized gatherings. Many independent living communities also have tennis courts, swimming pools, activity rooms, and other amenities. Most offer a variety of meal plans as well as the option of preparing meals in your own apartment. Most independent living communities are fully secured.

Nursing Home Guide 

Nursing Care facilities or post-acute care facilities, provide care for individuals who need nursing care on a regular basis (but do not need to be hospitalized). The care is administered by nursing professionals under the direction of a physician. The facilities are regulated by state departments of health. Many nursing care facilities also offer sub-acute, respite, rehabilitation and other short-term needs.

Personal Care Homes and Assisted Living Communities Guide 

Personal Care Communities are designed for individuals who cannot function in an independent living environment but do not need skilled nursing care on a daily basis. Personal care communities usually offer help with bathing, dressing, meals, housekeeping and other personal care services. The amount and type of help provided depends on individual need. Personal care communities often provide residents with a broad range of activities designed to stimulate social contact. Many personal care homes also have licensed nurses and other health care professionals on staff or available on call should a resident require special care. Personal Care Communities may be affiliated with independent living communities or nursing homes. They are licensed by the Pennsylvania Department of Public Welfare.

Assisted Living is a licensing category in Pennsylvania which allows for more stringent regulations to meet higher level of care needs, allowing people to age in place. Currently, there is one licensed assisted living community in Berks County. It is noted as such on the Personal Care Home listing. Assisted Living communities are licensed by the Pennsylvania Department of Aging.

Subsidized Housing 

Housing for seniors or handicapped individuals seeking apartments that have programs to lower the cost of rent.  Rent is based on about 1/3 of a person's income and is adjusted by certain expenses